MerchantFinancial Advisory
Nonresident tax returns

International student tax filing for F-1, J-1 and H-1B.

Your F-1 or J-1 student tax return on Form 1040-NR, Form 8843 help, a nonresident tax treaty check and OPT Social Security and Medicare refund claims, plus H-1B tax returns. We prepare and e-file, at a set price you see before we start.

Who it's for

F-1, J-1 and H-1B tax returns: who we help.

The right forms depend on your visa, how long you've been in the US and what you earned, not on where you're from.

F-1 and J-1 students

Including OPT and CPT. In your first US years you are usually a nonresident for tax, which means Form 1040-NR and Form 8843.

J-1 scholars, researchers and teachers

Teachers and trainees follow a different exempt-years rule than students, so we check your years in the US carefully.

H-1B and other work visas

Most H-1B workers pass the substantial presence test and file Form 1040. A first or last year in the US can be dual-status (part nonresident, part resident).

No US income this year

Students and scholars who were in the US but earned nothing usually still need to send Form 8843.

Prices

Form 1040-NR preparation prices, agreed before we start.

We confirm which one fits on a short call before any work starts.

No US income

Form 8843 only

$25per person

For F, J, M or Q students and scholars with no US income who still need to send Form 8843.

  • Form 8843 prepared from your visa and travel dates
  • Day count for the substantial presence test
  • Ready for you to sign and mail, with the IRS address
Most students

Student package

$99federal · $129 with one state return

Your nonresident federal return, prepared and e-filed, with Form 8843 attached.

  • Form 1040-NR, e-filed
  • Form 8843
  • Tax treaty check for your wages or scholarship
  • One state return in the $129 option
OPT and campus jobs

Social Security refund claim

$49Forms 843 + 8316

Social Security and Medicare withheld from your pay while you were exempt, and your employer won't refund it.

  • Form 843 claim for refund
  • Form 8316 statement
  • Supporting documents checklist and filing instructions
Filed the wrong form?

Wrong-form fix

$129amended return

You filed a Form 1040 (often through TurboTax) while you were a nonresident. We fix it with the right amended return.

  • Your residency checked year by year
  • Amended return prepared, with Form 1040-NR and Form 8843
  • Any credits you weren't entitled to identified
F-1 to H-1B this year

First-year H-1B return

$249federal · dual-status year

The year you switched from F-1 or J-1 to H-1B is often dual-status: part nonresident, part resident. We work out the best way to file.

  • Residency start date worked out
  • Dual-status return or first-year choice compared
  • State return quoted up front
Residents for tax

H-1B and US tax residents

Form 1040standard pricing

If you pass the substantial presence test, you file the same Form 1040 as a US citizen, at our standard tax return pricing.

  • Form 1040 with your state return
  • Dual-status first or last year reviewed
  • Quoted up front by return type

State returns are not available for Connecticut, Maryland or Oregon. Not sure if you're a resident or a nonresident for tax? See the FAQ on residency.

Tax savings

Tax savings for international students: what's real.

Three ways students on F-1 and J-1 visas legitimately pay less or get money back. What you get depends on your income, withholding, visa and treaty, so we never promise an amount.

Treaty benefits

Nonresident tax treaty

If the US has an income tax treaty with your country of residence, students and trainees may be exempt from US tax on some income, such as wages or a scholarship. We check your treaty in every student package.

Read the answer
OPT and campus jobs

Social Security and Medicare refund

F-1, J-1 and M-1 students who are nonresidents for tax don't owe Social Security or Medicare on wages for permitted work, including OPT. If it was withheld anyway, it can be claimed back.

Read the answer
Withheld income tax

Your federal refund

If more federal income tax was taken from your pay than you owe, the IRS says you must file a return to claim the refund. For most students that return is Form 1040-NR.

See the student package
What you'll need

What you'll need for Form 1040-NR and Form 8843.

Missing something? Send what you have and we'll tell you what else to get.

How it works

How our 1040-NR preparation works.

Pay online or book a call

Pay for your package above, or pick a time on our booking page or call (347) 205-4468. If we find you need different forms, we adjust the price or refund the difference before any work starts.

Upload your documents

We send a secure upload link and a checklist. Please don't email passport pages or tax forms.

We prepare and e-file

We prepare your return and walk you through it. You review and sign, then we e-file. Form 8843 on its own can't be e-filed, so you sign and mail it.

Your return is prepared by Zain Merchant and his team of tax and accounting experts. Zain: CPA candidate · ACCA · Big Four (ex-PwC) · PTIN/EFIN tax preparer.

Questions

International student tax questions

Usually yes, but only Form 8843. If you were in the US as an F, J, M or Q student, or a J or Q teacher or trainee, and you don't count those days toward the substantial presence test, the IRS requires Form 8843 to explain why. With no tax return to file, you mail Form 8843 on its own by the Form 1040-NR due date. If you file late, the IRS can count those days, which can change your tax status. Our Form 8843-only service is $25.

It depends on the substantial presence test: at least 31 days in the US this year and 183 days over three years, counting all of this year's days, one-third of last year's and one-sixth of the year before. Days as an exempt individual don't count. Students on F, J, M or Q visas are generally exempt for up to five calendar years; J and Q teachers and trainees lose the exemption if they were exempt in two of the six years before. H-1B workers count every day, so most become residents and file Form 1040. Tax residency is separate from immigration status.

Only if it prepares Form 1040-NR. Nonresidents who have to file must use Form 1040-NR, not Form 1040, so a program that only prepares Form 1040 won't produce the right return. Check that it supports Form 1040-NR and Form 8843 before you start. The IRS accepts Form 1040-NR electronically, and we e-file it for you.

Often, yes. The IRS says F-1, J-1 and M-1 students who are nonresident aliens are exempt from Social Security and Medicare tax on wages for permitted work, including practical training on or off campus. The exemption ends once you become a resident for tax, and it doesn't cover F-2, J-2 or M-2 family members or H-1B wages. Ask your employer for a refund first. If they won't refund all of it, we prepare Form 843 with Form 8316 and the supporting documents for $49.

It can. If the US has an income tax treaty with your country of residence, students, trainees and researchers may be exempt from US tax on certain income, such as some wages or a scholarship. Each treaty is different, so your country and the treaty article decide what qualifies. To stop withholding on treaty-exempt wages or scholarship, you give the payer Form 8233. Our student package includes a treaty check, and we apply any treaty benefit when we prepare your Form 1040-NR.

Most H-1B workers count every day in the US, pass the substantial presence test and file Form 1040 as US residents for tax. A first or last year in the US can be dual-status, which needs extra care. An H-1B tax return is at our standard Form 1040 pricing, quoted up front. Social Security and Medicare apply to H-1B wages, so the student refund of those taxes doesn't apply.

For 2026 income, generally April 15, 2027 if you were paid US wages with income tax withheld, and June 15, 2027 if you weren't. Form 8843 sent on its own follows the same Form 1040-NR due date. H-1B workers filing Form 1040 file by April 15, 2027. Need more time? File Form 4868 by the regular due date.

State returns are available for every state except Connecticut, Maryland and Oregon, the same as our other tax services. That includes New Jersey, New York and California, and we can do your federal return and Form 8843 wherever you live.

No. We prepare tax returns and don't give immigration advice. For questions about your visa, OPT or a change of status, talk to your school's international student office or an immigration attorney.

Sources

Checked against the IRS.

Talk to MFA

Not sure which forms you need?

Book a 30-minute call or phone (347) 205-4468. We'll work out your tax residency, the forms you need and the price before any work starts.

General information, not tax or immigration advice. Tax residency is separate from immigration status; for visa questions, talk to your school's international student office or an immigration attorney. State returns are not available for Connecticut, Maryland or Oregon. Reading this page or booking a call doesn't create a client relationship.

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