/* ---------- MFA UI kit (tools/ui_kit.py) ---------- */
:root{--ui-ease:cubic-bezier(.16,1,.3,1)}
/* FAQ accordion */
.faqs{margin:56px 0 8px}
.faq-l{border-top:1px solid var(--hair);margin:8px 0 0}
.faq-i{border-bottom:1px solid var(--hair)}
.faq-h{margin:0!important;font:inherit!important}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:22px;background:none;border:0;
  text-align:left;cursor:pointer;padding:22px 4px;font-family:'Cormorant Garamond',Georgia,serif;font-size:1.32rem;
  font-weight:500;line-height:1.3;color:var(--ink);transition:padding-left .45s var(--ui-ease),color .35s}
.faq-q:hover,.faq-i.open .faq-q{color:var(--gold)}
.faq-q:hover{padding-left:12px}
.faq-q:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
.faq-pm{position:relative;width:14px;height:14px;flex-shrink:0}
.faq-pm::before,.faq-pm::after{content:"";position:absolute;background:var(--gold);transition:transform .45s var(--ui-ease)}
.faq-pm::before{top:6.25px;left:0;width:14px;height:1.5px}
.faq-pm::after{left:6.25px;top:0;width:1.5px;height:14px}
.faq-i.open .faq-pm::after{transform:rotate(90deg) scaleX(0)}
.faq-a-in{padding:0 40px 24px 4px}
.faq-a-in p{margin:0!important;color:var(--muted);line-height:1.8}
.js .faq-a{max-height:0;overflow:hidden;transition:max-height .55s var(--ui-ease)}
.js .faq-a-in{opacity:0;transform:translateY(-6px);transition:opacity .45s var(--ui-ease),transform .45s var(--ui-ease)}
.js .faq-i.open .faq-a-in{opacity:1;transform:none}
/* Scroll reveal (only when JS is running) */
.js .rv{opacity:0;transform:translateY(26px);transition:opacity .9s var(--ui-ease),transform .9s var(--ui-ease)}
.js .rv.in{opacity:1;transform:none}
/* Hero entrance */
@keyframes uiUp{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
.ahead .wrap>*,.bhero .wrap>*,.hero-g>div:first-child>*,.hero-g>.hero-card{animation:uiUp .95s var(--ui-ease) both}
.ahead .wrap>:nth-child(2),.bhero .wrap>:nth-child(2),.hero-g>div:first-child>:nth-child(2){animation-delay:.08s}
.ahead .wrap>:nth-child(3),.bhero .wrap>:nth-child(3),.hero-g>div:first-child>:nth-child(3){animation-delay:.16s}
.ahead .wrap>:nth-child(4),.bhero .wrap>:nth-child(4),.hero-g>div:first-child>:nth-child(4){animation-delay:.24s}
.ahead .wrap>:nth-child(n+5),.bhero .wrap>:nth-child(n+5),.hero-g>div:first-child>:nth-child(n+5){animation-delay:.32s}
.hero-g>.hero-card{animation-delay:.22s}
/* Hover lift */
.btn{transition:background .3s,color .3s,border-color .3s,transform .35s var(--ui-ease),box-shadow .35s var(--ui-ease)}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(16,35,63,.16)}
.btn:active{transform:translateY(0);box-shadow:none}
.card,.rev,.step,.why>div{transition:transform .5s var(--ui-ease),box-shadow .5s var(--ui-ease),border-color .3s}
.card:hover,.rev:hover,.step:hover,.why>div:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(16,35,63,.10)}
.figure img{transition:transform 1.1s var(--ui-ease)}
.figure:hover img{transform:scale(1.015)}
.tbl tr{transition:background .25s}
.tbl tbody tr:hover{background:rgba(216,183,105,.10)}
/* Sticky header shadow */
.bnav,.top{transition:box-shadow .4s var(--ui-ease),background .4s}
.bnav.scrolled,.top.scrolled{box-shadow:0 8px 28px rgba(16,35,63,.08)}
/* Reading progress (articles) */
.rprog{position:fixed;top:0;left:0;height:3px;width:100%;background:linear-gradient(90deg,var(--gold),var(--gold-b));
  transform-origin:0 50%;transform:scaleX(0);z-index:100;pointer-events:none}
/* Add-to-calendar menu */
.kd-add{position:relative;display:inline-block}
.kd-add>summary{list-style:none;cursor:pointer;display:inline-flex;align-items:center;gap:7px;white-space:nowrap}
.kd-add>summary::-webkit-details-marker{display:none}
.kd-add:not(.kd-sub)>summary{font-size:.78rem;font-weight:600;color:var(--navy);padding:7px 12px;border:1px solid rgba(176,141,63,.45);border-radius:999px;transition:background .3s,border-color .3s,color .3s}
.kd-add:not(.kd-sub)>summary:hover,.kd-add[open]:not(.kd-sub)>summary{background:var(--navy);border-color:var(--navy);color:#fff}
.kd-add summary svg{width:14px;height:14px;flex:none}
.kd-menu{position:absolute;right:0;top:calc(100% + 8px);z-index:40;min-width:230px;background:#fff;border:1px solid var(--hair);border-radius:12px;
  box-shadow:0 18px 44px rgba(16,35,63,.16);padding:6px;display:flex;flex-direction:column;animation:uiMenu .28s var(--ui-ease) both}
.kd-sub .kd-menu{left:0;right:auto}
.kd-menu a{display:block;padding:10px 14px;border-radius:8px;font-size:.88rem;font-weight:500;color:var(--ink)!important;border:0!important;text-decoration:none;white-space:nowrap}
.kd-menu a:hover{background:var(--paper-2,#F5F4EF);color:var(--navy)!important}
@keyframes uiMenu{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
@media (max-width:560px){.kd-menu{left:0;right:auto}.kd-sub{width:100%}.kd-sub>summary{width:100%;justify-content:center}}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .js .rv{opacity:1;transform:none}
  .js .faq-a-in{opacity:1;transform:none}
}
